Monaco Startup Developed Cardiac Biometric Authentication

The system verifies user identity via high-frequency heart rhythm signals to meet EU cybersecurity standards.

Updated on Oct. 6, 2026 in Cybersecurity

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Monacoeur, a startup based in Monaco, has debuted a biometric authentication system that uses cardiac rhythm patterns to verify identity for French financial institutions. AI Illustration. Upload story photo >

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Would you feel comfortable using your heart rhythm as a primary method for digital security?

Monacoeur has introduced a biometric authentication system that utilizes unique heart rhythm patterns to confirm digital identity. The technology, which is currently in the prototype stage, has been deployed for testing within French banking institutions.

Why it matters

The system seeks to bolster defense against sophisticated cyberattacks and credential spoofing. It provides a distinct biometric layer that aligns with the security requirements of the EU NIS2 cybersecurity directive.

The system captures cardiac signals at a rate of 1,000 Hz using specialized sensors. This frequency is processed by AI to generate a unique identity signature for authentication, building on six years of development.

The players

Monacoeur

A Monaco-based startup focused on developing biometric hardware and software for secure digital identity verification.

The details

The device functions by collecting high-frequency cardiac signals to map the electrical patterns produced by a heartbeat. An artificial intelligence (AI) — software designed to perform complex tasks by identifying patterns in massive datasets — then analyzes these signals to authenticate a user. This approach aims to replace or supplement standard passwords or PINs with a physiological metric that is difficult to spoof.

Timeline

  1. 2020-2026: Monacoeur spent six years developing the authentication system.

The Tech Race

The system enters a crowded biometric market that has historically relied on facial or fingerprint recognition. By pivoting to cardiac rhythms, Monacoeur aims to move beyond traditional point-based scanning methods to improve security resilience.

Current prototype bracelets are being used in French banking environments to test real-world performance. Widespread adoption will depend on the successful results of upcoming hospital-based trials and the securing of production-scale industrial partnerships.

The takeaway

Cardiac-based biometrics represent a shift toward internal physiological data for securing digital access. Interested parties should watch for the results of the planned deployment of 50 to 100 units in medical facilities to gauge the system's reliability.

What happens next

Monacoeur plans to deploy 50 to 100 units in collaboration with hospitals to refine the design and functionality of the devices.

Further reading

For more on evolving identity verification methods, visit Cybersecurity.

Source note: This article includes information reported by Biometric Update.

Live Poll

Would you feel comfortable using your heart rhythm as a primary method for digital security?